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An Introduction to the Home-Buying Process |
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This is a time of excitement for you and your family, but this can also be a time of stress. We have provided you with a few steps to make the home buying process a bit easier.
Step 1: Decide What You Want In Your Simmons Home
Make a list of all the qualities you would like in your new home, placing the most important on top of the list. Just remember, in some cases you may have to compromise.
Step 2: Decide What You Can Afford
Be sure to consider your monthly income, any debt you may have (student loans, auto loans, credit cards, etc), and down payment. Just remember, your credit does not need to be perfect to qualify.
Step 3: Select A Simmons Home That Fits Your Family
Come visit our community, take a tour of our model homes, and select the floor plan that best fits your home desires.
Step 4: Speak With A Simmons Homes Representative
Now that you know your family's needs, come to our office and speak with a representative. We will provide the Earnest Money Contract and direct you to a mortgage company. If you have been pre-approved for a loan, Simmons Homes will assist your Mortgage Company by providing the necessary Builder Documents to ease the loan process.
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